GREAT OPPORTUNITY,

I am John Howard Executive Director, Account, Treasury and International
Operations of FIRST TRUST BANK UNITED KINGDOM. I have urgent and very
Confidential business proposition for you that will benefit both of us this Christmas. This is 100% RISK FREE because I will work with you. I will give you more detail as soon as I hear your favorable respond. THIS IS A DEAL THAT WILL CHANGE YOUR LIFE FOR EVER.

Get back to me so that I can give you more details and how to proceed.

Best regards,
John Howard